Housing Rehabilitation

The City of Arcata housing rehabilitation program offers loans up to $50,000 per home with 1.5% simple interest and deferred payments for 15 years. The loans can be used to:
  • Install energy generation equipment
  • Perform energy efficiency upgrades
  • Repair health and safety concerns
  • Weatherize the home
The City provides each participant with a home energy efficiency analysis. The report will include the annual energy savings a participant may receive if they make the recommended improvements.

To qualify for the program the applicant must meet both of the following requirements:
  • Meet the income criteria for low- or very low- income
  • Own a home within Arcata city limits